Paynow is a comprehensive commerce service that enables quick payment by entering pattern, easy wire transfer with just phone numbers and effective transaction management. "Payment" offers a differentiated screen design by using a customizable color code to the square shape that symbolizes either a card or a bankbook. Utilizing letter metaphor and flat graphics, "Transfer" is designed to make monetary transaction to be felt as an emotive communication between users. Detailed factors like graphics that emphasize the key point of commerce services, safety and motions that resemble an actual receipt opening offer amusement to users.